Savings Plan Account
You can start saving by topping up a fixed amount every month until you reach a desired amount for your goal and dream through KB PRASAC Savings Plan Account with higher interest rate and bonus rate. Please click here to request for account opening now.
Interest Rate
| Currency |
KHR or USD |
| Terms |
| Standard Rate |
Bonus Rate |
Total Rate |
| 2 months |
2.00% |
0.75% |
2.75% |
| 3 months |
2.00% |
2.00% |
4.00% |
| 4 months |
2.00% |
2.25% |
4.25% |
| 5 months |
2.00% |
2.50% |
4.50% |
| 6 months |
2.00% |
2.75% |
4.75% |
| 7 months |
2.00% |
2.80% |
4.80% |
| 8 months |
2.00% |
2.90% |
4.90% |
| 9 months |
2.00% |
3.00% |
5.00% |
| 10 months |
2.00% |
3.10% |
5.10% |
| 11 months |
2.00% |
3.20% |
5.20% |
| 12 months |
2.00% |
4.00% |
6.00% |
| 18 months |
2.00% |
4.50% |
6.50% |
| 24 months |
2.00% |
Year 1 |
4.00% |
Year 1 |
6.00% |
| Year 2 |
5.00% |
Year 2 |
7.00% |
| 36 months |
2.00% |
Year 1 |
4.00% |
Year 1 |
6.00% |
| Year 2 |
5.00% |
Year 2 |
7.00% |
| Year 3 |
5.00% |
Year 3 |
7.00% |
Product Features
| Features |
Descriptions |
| Minimum Monthly Installment |
KHR 40,000 or USD 10 |
| Tenor |
From 2 months to 36 months |
| Interest Payment |
Interest is accrued daily and pay annually or pay on maturity date or when closing the account |
| Account Opening |
- All KB PRASAC branch offices
- Require for having a source of account: Savings Account, Unfixed Deposit Account or Flexi Growth Account
|
| Deposit |
- Via KB PRASAC Cash Deposit Machines 24/7
- At any KB PRASAC office during business hours
- Monthly (1 or 2 times per month)
|
| Withdrawal |
At any KB PRASAC office during business hours |
| Bonus Condition |
- Deposit as per agreed amount when opening the account
- Monthly deposit
- Keep account until maturity date
|
| Account Redemption before Maturity Date |
- Close this account at any KB PRASAC branch with free of charge
- Only base rate will be provided
|
| Close Account on Maturity Date |
- Close this account at any KB PRASAC branch with free of charge
- Base rate and bonus rate will be fully offered
|
| Withholding Tax |
- Resident 6%
- Non-resident 14%
|
| Account Information Card |
Free of charge |
| Savings Plan Passbook |
- Free of charge for the first issuance or full printing
- KHR 12,000 or USD 3 for new request when lose or damage
|
| Additional Offers |
- Request for account statement: Free of charge
- Bank confirmation: KHR 40,000 or USD 10 per sheet
- View balance of this account via KB PRASAC Mobile Banking or Internet Banking
|
Account opening requirements
- Any majorities (Khmer or Expatriate) whose age from 16 years old
- A customer has to provide the original and valid identification document
- Customer has to have legal income generating activities, no crime convictions or other crimes
Note:
- KB PRASAC reserves rights to change interest rate and fee with prior notice to the client as required by law.
- Other terms and conditions apply.
