Credit Analysis Officer

Job Location:

  • Head Office, Phnom Penh

Main Duties and Responsibilities:

  • Review and analyses cases in the credit committee then make decisions approve, reject/suspense.
  • Sample check and re-assessment by on-site visit client to make sure the information on the credit file is accurate and reliable before loan approval.
  • Build a concept of credit risk to branch staff and branch management.
  • Detect possible fraud within the branch.
  • Oversight of the implementation of credit officers on credit process and procedures and policy.
  • Support Branch Manager in delivering all new/changed policies, guidelines, procedures, and memo issued by head office.
  • Ensure all new/changed policies, guidelines, procedures, and memos are communicated and understood to branch staff.
  • Maintain /develop client relationships with customers to be high rate satisfactory.
  • Assist and support Branch Manager in oversight of customer service by branch staff.
  • At the end of each branch visit, submit a summary of the findings at the branch to the branch staff indicating the main strengths and weaknesses.
  • Other tasks assigned by management.

Key Selection Criteria and Qualification:​

  • Bachelor’s degree or equivalent in Finance, Economics, or others related fields.
  • Minimum of one year of lending experience.
  • Well, understand about credit policy and procedure.
  • Can make decisions independently base on policy and procedure.
  • Well, understand about behaviors of borrowers.
  • Strong analytical and interpretation related to credit, operational risk, economic sectors, and environmental effects to KB PRASAC Bank.
  • Excellent Excel spreadsheet, and analytical skill.
  • Good at English speaking, writing and listening.
  • Good integrity, positive attitude, helpfulness, high commitment, competence, and motivation.
  • Experiences related to credit assessment, credit control, credit supervisor, and other risk related.

Interested candidates are requested to fill Employment Application Form and attach the relevant documents including 4X6 photos (01 sheet), family book, birth certificate, National ID card and other diplomas (photocopies only) to the Head Office in Phnom Penh, located at № 212, St. 271, Toul Tumpung 2, Chamkarmorn, Phnom Penh or by E-mail: recruitment@kbprasacbank.com.kh or Scan QR code to Apply.

Note: For more information, please contact via phone: 023 962 062 / 010 739 690. Only shortlisted candidates will be contacted via phone for writing test or interview.