Senior Credit Analysis Officer

Job Location:

  • Head Office, Phnom Penh

Main Duties and Responsibilities:

  • Review credit cases submitted from the branch and credit planning and coordinate unit.
  • Participate in the credit committee meeting to approve loans at HO.
  • Review loan application to find out non-compliant areas then give recommendations to make improvements.
  • Follow up the action points that were recommended by the credit committee/ audit/ management head office on the credit file.
  • Build a concept of credit risk to branch staff and branch management.
  • Oversight of the implementation of credit officers on credit process and procedures and policy.
  • Developing a reporting system of the branch findings and monitoring the progress and level of the improvement.
  • Analyze the trend of NPL and find out the root cause then discuss with branch management to make improvements.
  • Review the report of Chief Regional Credit Analysis then summarize to management about gap of implementation and policy.
  • Detect possible fraud within the branch.
  • Other tasks assigned management.

Key Selection Criteria and Qualification:​

  • Bachelor/Master’s degree or equivalent in Finance, Economics, or others related fields.
  • Minimum of 3 years of lending experience.
  • Good technical knowledge of MS Office products (Excel, Word, others).
  • Broad knowledge of work methods and credit service methodology of the institution.
  • Broad knowledge of policies, procedures, and credit processes.
  • Knowledge of target segment, institution’s coverage area, and work zones.
  • Good at English speaking, writing and listening.
  • Proactive, flexible, and a good team player.
  • Ability to problem solving and good communication skills.
  • Good behavior, committed and disciplined.
  • Experiences related to credit assessment, credit control, credit supervisor, and other risk related.
  • Good integrity, positive attitude, helpfulness, high commitment, competence, and motivation.

Interested candidates are requested to fill Employment Application Form and attach the relevant documents including 4X6 photos (01 sheet), family book, birth certificate, National ID card and other diplomas (photocopies only) to the Head Office in Phnom Penh, located at № 212, St. 271, Toul Tumpung 2, Chamkarmorn, Phnom Penh or by E-mail: recruitment@kbprasacbank.com.kh or Scan QR code to Apply.

Note: For more information, please contact via phone: 023 962 062 / 010 739 690. Only shortlisted candidates will be contacted via phone for writing test or interview.