Virtual card is an electronic debit card that can be created by customers via KB PRASAC Mobile app and used instantly to pay for goods and services online. A virtual card is an on-phone-screen image that cannot be held or touched, but has the same properties as a physical Visa card.
Benefits
- Can be created instantly via KB PRASAC Mobile
- Easy and secure for online and e-commerce payment
- No issuance and annual fee
- Receive notifications on transactions
- Can freeze or unfree by yourself
- Can decrease or increase amount limit and manage card usage via KB PRASAC Mobile
| Features | Description |
|---|---|
| Target Client | KB PRASAC Mobile users |
| Card Type | Debit card type, where the amount used on the virtual card will be debited from the customer’s personal account. |
| Channel to Create Card | KB PRASAC Mobile |
| Expiry Date | 02 years (starting from creation date) |
| Account Currency linked with Card | Only USD account |
| Number of Account linked with Card | 1 Account can link to 05 virtual cards |
| Number of Virtual Card per Customer | Up to 05 valid virtual cards (excluding closed and expired ones) |
| Issue Fee | Free |
| Annual Fee | Free |
| Rejected Transaction | Free |
| Card Limit & Transaction Limit | Maximum limit amount per day and per transaction |
| #rowspan# | #list# – Partial KYC customer: USD 2,000 per card (Not exceed USD 3,000 in all cards) – Full KYC customer: USD 2,000 per card |
| Number of Transaction per day | #list# – Up to 30 transactions per card – Customer can decrease number of transaction to 01 by him/herself via KB PRASAC Mobile |
How to create Virtual Card via KB PRASAC Mobile
Note:
- Terms & Conditions of Using the Virtual Card apply.
- KB PRASAC reserves the right to change terms and conditions with prior notice to the client as required by law.