VISA Credit Cards

Open a world of advantages with KB PRASAC Bank VISA Credit Cards, designed to give you greater convenience, flexibility, and exclusive privileges wherever you go. Enjoy seamless and secure payments for shopping, dining, travel, and everyday expenses—locally and worldwide—wherever Visa is accepted.

With up to 47 days of interest-free credit, attractive promotions, and special discounts at partner merchants, our VISA Credit Cards enable you to get access to the Bank’s funds and empower you to manage your spending with confidence while rewarding you with premium lifestyle and travel benefits in every transaction.

Card Types

Visa Classic Card

Perfect for everyday spending and building credit history.

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Visa Gold Card

With higher credit limit than a classic card while still being practical for everyday use.

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Visa Platinum Card

Exclusive benefits and privileges such as free access to airport lounge 5 times per year.

Lead more

For corporate clients, please click here

Benefits

Convenience & Global Acceptance

Make fast, cashless payments anytime, anywhere—locally and worldwide.

Interest-Free Period

Enjoy up to 47 days of interest-free credit when you pay your balance in full by the due date.

Enhanced Security

Benefit from secure transactions with PIN, OTP, contactless technology, fraud monitoring

Emergency Financial Support

Access a pre-approved credit limit for unexpected expenses or urgent needs without applying for a new loan.

Exclusive Promotions & Discounts

Enjoy special offers, discounts, and privileges at partner merchants such as restaurants, hotels, retail stores, and online platforms.

Travel Benefits

Access airport lounge (for Platinum cards), global assistance services, and special travel promotions.

Build Credit History

Responsible use of a credit card helps establish and improve your credit profile, making it easier to access loans and other financial services in the future.

Easy Expense Tracking

Monitor spending through monthly statements and KB PRASAC Mobile app, helping you manage and control your finances more effectively.

Flexible Repayment Options

Choose to pay in full or partial or MMR

How to Apply

Customers can request for a plastic Visa Credit Card via:

Note:

Terms & Conditions of Using Visa Credit Card apply.
KB PRASAC reserves the right to change terms and conditions with prior notice to the client as required by law.

Credit Limit	From USD 200 – USD 5,000
Validity	5 years
Number of Cards	Primary Card: 1 Card Supplementary Card: 5 Cards
Minimum Monthly Repayment	Equal to 10% of utilized total credit limit
Interest-free Period	Up to 47 days
Payment Due Date	On the 17^th of each month
Annual Card Fee	Primary Card: USD 10 Supplementary Card: USD 5 Free for the 1^st year
Credit Limit Assessment and Processing Fee	Free
Check CBC Report	Free
Fee for New Issue/Re-issue for Expired Card	Free
Fee for Re-Issue for Old, Lost, or Damaged Card	USD 3
Re-issue PIN	Free
Card Captured by KB PRASAC’s or other banks’ ATMs	Free
Request to Block/Unblock/Close Card	Free
Unsuccessful or Rejected Transaction	Free
Refund	Local Transaction: Free International Transaction: 1.50%/transaction
Reversal	Free
Late Payment Fee	2% (Minimum USD 2) of minimum monthly repayment
Cash Advance via KB PRASAC ATM/CDM	50% of credit limit USD 4,000 per transaction 15 transactions per day Fee charge 2% (minimum USD 5) per transaction Interest rate 1.50%/month (interest is calculated from the date of transaction)
Cash Deposit via KB PRASAC CDM	No limit for the amount and number of deposits per day USD 20,000 per transaction Free
Check Credit Limit and Change PIN	Free
Cash Advance via non-KB PRASAC Bank ATM locally and overseas	50% of credit limit USD 4,000 per transaction 15 transactions per day Fee charge 2% (minimum USD 5) per transaction For non-USD transaction: 2% (except KHR) Interest rate 1.5% per month (interest is calculated from the date of the transaction)
Check Credit Limit via non-KB PRASAC Bank ATM locally and overseas	USD 0.50 per transaction
Purchases via POS and Online	100% of credit limit No transaction fee 15 transactions per day For non-USD transaction: 2% (except KHR) No interest until payment due date Interest rate 1.2% on the remaining credit in case of insufficient repayment, calculated from the date of the transaction

Credit Limit	From USD 1,000 – USD 10,000
Validity	5 years
Number of Cards	Primary Card: 1 Card Supplementary Card: 5 Cards
Minimum Monthly Repayment	Equal to 10% of unitized credit limit used
Interest-free Period	Up to 47 days
Payment Due Date	On the 17^th of each month
Annual Card Fee	Primary Card: USD 20 Supplementary Card: USD 10 Free for the 1^st year
Credit Limit Assessment and Processing Fee	Free
Check CBC Report	Free
Fee for New Issue/Re-issue for Expired Card	Free
Fee for Re-Issue for Old, Lost, or Damaged Card	USD 5
Re-issue PIN	Free
Card Captured by KB PRASAC ATM or other banks’ ATMs	Free
Request to Block/Unblock/Close Card	Free
Unsuccessful or Rejected Transaction	Free
Refund	Local Transaction: Free Overseas Transaction: 1.50%/transaction
Reversal	Free
Late Payment Fee	2% (Minimum USD 2) of minimum monthly repayment
Cash Advance via KB PRASAC ATMs	50% of credit limit USD 4,000 per transaction 20 transactions per day Fee charge 2% (minimum USD 5) per transaction Interest rate 1.50%/month (interest is calculated from the date of transaction)
Cash Deposit via KB PRASAC CDMs	No limit for the amount and number of deposits per day USD 20,000 per transaction Free
Check Credit Limit and Change PIN	Free
Cash Advance via non-KB PRASAC Bank ATM locally and overseas	50% of credit limit USD 4,000 per transaction 20 transactions per day Fee charge 2% (minimum USD 5) per transaction For non-USD transaction: 2% (except KHR) Interest rate 1.5% per month (interest is calculated from the date of the transaction)
Check Credit Limit via non-KB PRASAC Bank ATM locally and overseas	USD 0.50 per transaction
Purchases via POS and Online	100% of credit limit No transaction fee 20 transactions per day For non-USD transaction: 2% (except KHR) No interest until payment due date Interest rate 1.2% on the remaining credit in case of insufficient repayment, calculated from the date of the transaction

Credit Limit	From USD 3,000 – USD 50,000
Validity	5 years
Number of Cards	Primary Card: 1 Card Supplementary Card: 5 Cards
Minimum Monthly Repayment	Equal to 10% of utilized credit limit used
Interest-free Period	Up to 47 days
Payment Due Date	On the 17^th of each month
Annual Card Fee	Primary Card: USD 200 Supplementary Card: USD 100 Free for the 1^st year
Credit Limit Assessment and Processing Fee	Free
Check Report CBC	Free
Fee for New Issue/Re-issue for Expired Card	Free
Fee for Re-Issue for Old, Lost, or Damaged Card	Free
Re-issue PIN	Free
Card Captured by KB PRASAC’s or other banks’ ATMs	Free
Request to Block/Unblock/Close Card	Free
Unsuccessful or Rejected Transaction	Free
Refund	Local Transaction: Free International Transaction: 1.50%/transaction
Reversal	Free
Late Payment Fee	2% (Minimum USD 2) of minimum monthly repayment
Cash Advance via KB PRASAC ATMs	50% of credit limit USD 4,000 per transaction 30 transactions per day Fee charge 2% (minimum USD 5) per transaction Interest rate 1.50%/month (interest is calculated from the date of transaction)
Cash Deposit via KB PRASAC CDMs	No limit for the amount and number of deposits per day USD 20,000 per transaction Free
Check Credit Limit and Change PIN	Free
Cash Advance via non-KB PRASAC Bank ATM locally and overseas	50% of credit limit USD 4,000 per transaction 30 transactions per day Fee charge 2% (minimum USD 5) per transaction For non-USD transaction: 1% (except KHR) Interest rate 1.5% per month (interest is calculated from the date of the transaction)
Check Credit Limit via non-KB PRASAC Bank ATM locally and overseas	Free
Purchases via POS and Online	100% of credit limit No transaction fee 30 transactions per day For non-USD transaction: 1% (except KHR) No interest until payment due date Interest rate 1.2% on the remaining credit in case of insufficient repayment, calculated from the date of the transaction
Access Plaza Premium Airport Lounge	5 times per year