VISA Debit Cards

At KB PRASAC Bank, we understand your lifestyle and financial needs. Our VISA Debit Cards offer a secure, flexible, and cashless way to access your funds anytime, anywhere – whether you’re shopping online, making everyday purchases, or withdrawing cash in​ the​ country​ and​ all​ over​ the​ world.

With three card types to suit every individual customer segment – Classic, Gold, and Platinum – you can enjoy the freedom of seamless transactions backed by the trust of the VISA global network.

Our VISA Debit Cards are​ issued​ for​ FREE​ with no annual fee for the first year. You​ can​ manage​ your​ card’s​ withdrawal​ limit, and can link​ multiple​ cards​ to​ one​ account.

KB PRASAC VISA Debit Cards are built with advanced features to protect your payments. The EMV chip safeguards against fraud, while Contactless (NFC) lets you tap to pay quickly and safely. For online purchases, 3D-Secure Protocol adds an extra layer of verification to keep your transactions secure.

Front Side
Back Side
Visa Classic
Front Side
Back Side
Visa Gold
Front Side
Back Side
Visa Platinum

Benefits

How to Request

Customers can request for a plastic debit card via:

Description Condition
Card Validity
  • 05 years
Account Currency linked with Card
  • Only USD account
Card Acceptance
  • Customer comes to collect the card in person at the requested branch or
  • Sales staff takes the card to the customer at the customer’s location
Card Activation
  • Via KB PRASAC Mobile app or
  • ATM Machine (in case the customer receives an envelope with the card PIN or an SMS with the PIN to the mobile phone)
Card PIN
  • Consists of 06 digits, determined by the customer
  • Used to approve transactions made through ATM or POS machines
Card Issuance Period
  • Between 03 to 07 working days
Block Card
  • Phone call to Call Center
  • Any KB PRASAC branch or
  • KB PRASAC Mobile (self-block)
Unblock Card
  • Any KB PRASAC branch or
  • KB PRASAC Mobile (self-unblock)
Close Card
  • Request at any KB PRASAC branch
  • Requested by Card’s owner

Number of Transactions

Number of Transactions per Day #colspan# #colspan#
1 KB PRASAC & Non-KB PRASAC ATM/CDM
  • Classic Card     : 15
  • Gold Card        : 20
  • Platinum Card : 30
2 Deposit Unlimited
3 Inquiry Balance Unlimited
4 Change PIN Unlimited
5 POS Merchant/Online Payment
  • Classic Card   : 15
  • Gold Card       : 20
  • Platinum Card : 30 (Set separately from the number of transactions via ATM)

Max. Daily Card Limit

Debit Card Type Max. Daily Card Limit
  • Classic Card
USD 10,000
  • Gold Card
USD 30,000
  • Platinum Card
USD 50,000

Transaction Limit

Transaction Type Amount per Day Limit Amount per Transaction Fee per Transaction
KB PRASAC ATM/CDM
1 Withdrawal Up to card limit USD 4,000 Free
(Either USD or KHR)
2 Deposit Unlimited USD 10,000 Free
3 Check Account Balance Free
4 Change PIN Free
5 Print Summary Statement Free
ATM/CDM of other local banks and overseas (Non-KB PRASAC ATM/CDM)
1 Withdrawal Up to card limit and the limit set by other banks USD 4,000 or limit set by other banks
  • Transaction fee for local banks: USD 4 / transaction.
  • Transaction fee for overseas bank: USD 4 + 1.00% of transaction amount
  • For non-USD Transaction Fee (FX) :
    • + 2.00% for Visa Classic /Gold
    • + 1.00% for Visa Platinum

(Exclude KHR)

2 Check account balance
  • Classic & Gold Card : USD 0.50
  • Platinum Card : Free
POS and Online Payment
1 Product/Service Payment Up to card limit Up to card limit
  • Transaction Fee : Free
  • For non-USD Transaction Fee (FX) :
    • + 2.00% for Visa Classic /Gold
    • + 1.00% for Visa Platinum

(Exclude KHR)

Number of Transactions

Number of Transactions per Day #colspan# #colspan#
1 KB PRASAC & Non-KB PRASAC ATM/CDM
  • Classic Card     : 15
  • Gold Card        : 20
  • Platinum Card : 30
2 Deposit Unlimited
3 Inquiry Balance Unlimited
4 Change PIN Unlimited
5 POS Merchant/Online Payment
  • Classic Card   : 15
  • Gold Card       : 20
  • Platinum Card : 30 (Set separately from the number of transactions via ATM)

Type of Request Fee
1 Issue a new card Free
2 Re-issue card in case of expiry Free
3 Re-issue card in case of loss or damage
  • Visa Classic Card : USD 3
  • Visa Gold Card  : USD 5
  • Visa Platinum Card : Free
4 Annual Card Fee
  • No fee charge for the first year.
  • Fee charge from the second years:
    • Visa Classic Card  : USD 5
    • Visa Gold Card : USD 15
    • Visa Platinum Card  : USD 100
5 Re-issue PIN Free
6 Card captured in ATM of KB PRASAC Bank or other banks Free
7 Block/Unblock/Close card Free
8 Rejected Transactions Free
9 Refund 1.50% / Transaction
10 Reversal Free
11 Close or Cancel Free
12 Airport Lounge
  • Visa Classic Card    : N/A
  • Visa Gold Card        : N/A
  • Visa Platinum Card : 5 Times / year

Note:
  • Terms & Conditions of Using Debit Cards apply.
  • KB PRASAC reserves the right to change terms and conditions with prior notice to the client as required by law.

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