Digital Account
More convenient! Now you can instantly open KB PRASAC account via KB PRASAC Mobile Banking app by just having a phone number and national ID card, without having to visit a physical branch. You can make transactions such as receive and transfer funds, make interbank fund transfer, scan KHQR Code to pay or transfer funds, pay bills of water, electricity, education fee and top up phone without fee charge.
Install KB PRASAC Mobile Banking app now to open Digital Account by downloading from App Store / Play Store:
Open Digital Account and use KB PRASAC Mobile Banking app to do the following transactions easily:
- Fund transfer within KB PRASAC Account
- Interbank transfer via Bakong or Retail Pay system
- Fund transfer to Bakong Wallet
- Scan KHQR Code to settle bills of products and services with KB PRASAC’s merchants or other banks’ merchants
- Water Supply bill payment
- Electricity bill payment
- Solid Waste bill payment
- Education bill payment
- Phone Top-Up
- Fund transfer to non-account (Cash-by-Code)
- View exchange rate
- Find the nearest PRASAC branch, ATM or CDM
- Self PIN Reset (In case of forgetting old PIN)
- Other services
Requirement for opening Digital Account
- Cambodian nationality up from the age of 16 years
- A new customer to KB PRASAC
- Original and valid Cambodian National ID Card
- Personal phone number
- For individual account only
- Open account via PRASAC Mobile Banking app
Annual Interest Rate
| KHR | USD | ||
|---|---|---|---|
| Amount | Interest Rate | Amount | Interest Rate |
| ≤2,000,000 | 1.50% | ≤ 500 | 1.50% |
| > 2,000,000 – ≤4,000,000 | 2.50% | > 500 – ≤ 1,000 | 2.50% |
| > 4,000,000 – ≤12,000,000 | 3.00% | > 1,000 – ≤ 3,000 | 3.00% |
| > 12,000,000 – ≤40,000,000 | 3.50% | > 3,000 – ≤ 10,000 | 3.50% |
| > 40,000,000 | 4.00% | > 10,000 | 4.00% |
* Eligible for existing and new open Digital Account.
| Feature | Description |
|---|---|
| Number of Account and Currency | Get 2 accounts automatically: KHR Account and USD Account |
| Initial & Minimum balance | Not required |
| Withholding Tax | 4% (Resident) |
| Interest Payment | Interest is accrued daily and credited to your account automatically at the beginning of each month or at the time of closing the account. |
| Maximum balance in account |
|
| Maximum amount per transaction or per day |
|
| Deposit |
|
| Cash withdrawal or Transfer |
|
*Customer can request to upgrade the usage amount of Digital Account by visiting any KB PRASAC branch to update to a Full KYC Client.
Note៖
- Interest rate and fee above are subject to change by notifying customers in accordance with the requirements of the law.
- Other terms and conditions apply.