Real Time Fund Transfer (RFT)

You can make fund transfer to other banks and microfinance institutions which are the members of Retail Pay system at anytime and anywhere. Customers of above banks and microfinances can also transfer their funds to your account or their business partner’s account at KB PRASAC Bank. Retail Pay system is initiated by the National Bank of Cambodia (NBC).

Transfer Limit

Types of TransferViaMaximum Limit per DayMaximum Limit per Transaction
Transfer from Account at KB PRASAC to Account at Other BanksKB PRASAC MobileKHR 400 million or USD 100,000KHR 80 million or USD 20,000
KB PRASAC BranchNot LimitKHR 200 million or USD 50,000
Transfer from Account at KB PRASAC to Phone NumberKB PRASAC Mobile KHR 10 million or USD 2,500< KHR 4 million or < USD 1,000
KB PRASAC BranchNot LimitKHR 4 million or USD 1,000

Product Features

FeaturesDescriptions
Ways to Make Fund Transfer#list#
– KB PRASAC Mobile
– KB PRASAC’s Branches
Number of TransactionNot limit
AmountService Tariff
≤ KHR 4 million or ≤ USD 1,000KHR 3,000 or USD 0.76
#rowspan#> KHR 4 million – KHR ≤ 20 million or
> USD 1,000 – ≤ USD 5,000
KHR 6,000 or USD 1.51
Service Tariff> KHR 20 million – ≤ KHR 40 million or
> USD 5,000 – ≤ USD 10,000
KHR 9,000 or USD 2.31
> KHR 40 million – ≤ KHR 100 million or
> USD 10,000 – ≤ USD 25,000
KHR 12,000 or USD 3.06
#rowspan#> KHR 100 million – ≤ KHR 200 million or
> USD 25,000 – ≤ USD 50,000
KHR 15,000 or USD 3.81
Fee PayerSender is obliged to pay the transfer fee#colspan#
Cash-out Using PIN Code (for transfer from account to phone number)#list#
– Cash-out at any KB PRASAC’s branch or member Banks and MFIs
– Free of charge
#colspan#
Retail Pay’s MembersKB PRASAC Bank Plc., Cambodia Post Bank​ Plc., Canadia Bank Plc., Phnom Penh Commercial Bank, Shinhan Khmer Bank, ACLEDA Bank Plc., Vattanac Bank, LOLC (Cambodia) Plc., Prince Bank Plc., Cambodian Public Bank Plc., Sathapana Bank Plc., Foreign Trade Bank of Cambodia, WOORI BANK (CAMBODIA) Plc., DGB Bank Plc., and Industrial Bank of Korean Phnom Penh Branch#colspan#

Note:

  • KB PRASAC reserves rights to change fee with prior notice to the client as required by law.
  • Other terms and conditions apply.


Bakong Payment Service

All customers of member banks and financial institutions of Bakong are able to scan and pay with KB PRASAC’s merchants easily without using physical notes.

Bakong Payment Service is a retail pay system which is allowed all customers to make cash transactions across or within member banks and financial institutions of Bakong. Bakong system is initiated by the National Bank of Cambodia (NBC).

You can install Bakong App and register it on your mobile phone for making below transactions:

  • Fund transfer from Bakong account to Bakong account within same institution or to other institutions
  • Fund transfer from Bakong account to bank account within same institution or to other institutions
  • Scan and pay via QR code at KB PRASAC’s merchants
  • Check balance and Bakong account statement

Transfer Limit

Types of TransferMaximum Limit per DayMaximum Limit per Transaction
Transfer from Account at KB PRASAC to Account at Other BanksKHR 200 million and USD 50,000KHR 80 million or USD 20,000
Transfer from Account at KB PRASAC to Bakong’s Wallet AccountKHR 40 million and USD 10,000KHR 10 million or USD 2,500

Product Features

FeaturesDescriptions
CurrencyKHR and USD
Cash-In#list#
– Transfer from Bakong account to Bakong account
– Transfer from bank account to Bakong account at
KB PRASAC branch office
– Transfer from bank account to Bakong account
via KB PRASAC Mobile and Corporate Banking
– Bakong account top-up at KB PRASAC branch office
Cash-Out#list#
– Cash withdrawal from Bakong account at KB PRASAC
branch office
– Transfer from Bakong account to your account at KB PRASAC,
then make cash withdrawal via KB PRASAC’s ATM
Installation and RegistrationSelf-install Bakong App and self-register on mobile phone
Initial Deposit or Minimum BalanceNot required
Interest Rate0%
Number of TransactionNot limit
Free of Charge#list#
– Transfer from Bakong account to Bakong account
– Transfer from Bakong account to bank account
– Cash-in and cash-out
– Scan and pay
– Registration
– Close account
Bakong’s Members (57 Banks & MFIs)KB PRASAC Bank Plc., ACLEDA Bank Plc.,
Vattanac Bank, Cambodia Post Bank Plc.,
Wing (Cambodia) Limited Specialised Bank,
Sathapana Bank Plc., Foreign Trade Bank of Cambodia,
Canadia Bank Plc., AMK Microfinance Institution Plc.,
Prince Bank Plc., Speed Pay Plc., Chip Mong Commercial Bank Plc., Phnom Penh Commercial Bank, Bank for Investment and Development Cambodia Plc., Phillip Bank Plc.,
Advanced Bank of Asia Ltd, WOORI BANK (CAMBODIA) Plc.,
True Money Cambodia Plc., Chief (Cambodia) Commercial Bank Plc., LOLC (Cambodia) Plc., Hattha Bank Plc., E-money Payment Solution Plc., Cambodian Public Bank Plc., Maybank (Cambodia) Plc.,
Ly Hour Pay Pro Plc., KB Kookmin Bank Cambodia Plc.,
​Shinhan Bank (Cambodia) Plc., Amret Microfinance Institution, iPay88 (Cambodia) Plc., Cool Cash Plc., Cambodia Asia Bank,
Asia Weiluy, B.I.C (Cambodia) Bank Plc., SBI LY HOUR Bank Plc.,
Asia-Pacific Development Bank Plc. (APD Bank),​​ MOHANOKOR Microfinance Institution Plc., Hong Leong Bank (Cambodia) Plc., Oriental Bank Plc., RHB BANK (CAMBODIA) Plc., PI PAY Plc.,
Bongloy Payments PLC., Bred Bank (Cambodia) Plc., Bank of China (Hong Kong) Limited Phnom Penh Branch, Agricultural and Rural Development Bank (ARDB), Cathay United Bank., CIMB Bank Plc., ICBC Phnom Penh Branch, U-Pay Digital Plc., Sacombank (Cambodia) Plc., First Commercial Bank Phnom Penh Branch,
Heng Feng (Cambodia) Bank Plc., Lanton International (Cambodia) Payment Service Plc., J Trust Royal Bank Plc., Panda Commercial Bank Plc., MB Bank (Cambodia) Plc., Union Commercial Bank Plc., and DGB Bank Plc.

Note:

  • Customers can cash-in and cash-out of Bakong’s account at PRASAC’s branches within Phnom Penh and Takhmao.
  • PRASAC reserves rights to change fee with prior notice to the client as required by law.
  • Other terms and conditions apply.


Fast Payment

All customers of banks and microfinance institutions, which are members of Fast Payment, can transfer or receive funds from other banks or microfinance institutions through counter or ATM easy and safe. This service is initiated by the National Bank of Cambodia (NBC).

Product Features

FeaturesDescription
CurrencyKHR
Requirements#list#
– Sender must have account with KB PRASAC
– Receiver must have account with other Banks/MFIs
Maximum Limit per TransactionKHR 40,000,000
AmountService Tariff
Service Tariff< KHR 4 millionKHR 4,000
> 4 million to < 20 millionKHR 8,000
> KHR 20 million – < KHR 40 millionKHR 12,000
Fee PayerSender is obliged to pay the transfer fee
Account BalanceMust have sufficient balance (Fee + transfer amount)
Required Documents#list#
– Sender: fill the interbank transfer application.
– Provide information of sender and receiver on the application.
Member Banks and MFIsKB PRASAC Bank Plc., ACLEDA Bank Plc, Cambodia Public Bank Ltd, Advanced Bank of Asia Ltd, Bank for Investment and Development of Cambodia Plc, Canadia Bank Plc, Phillip Bank Plc, Cambodai Post Bank Plc, ICBC Limited Phnom Penh Branch, Maybank Phnom Penh Cambodia, Cathay United Bank, Phnom Penh Commercial Bank​ Plc., Union Commercial Bank, Sacombank (Cambodia) Plc, Cambodia Mekong Bank, Kookmin Bank Cambodia Plc, Hong Leong Bank (Cambodia) Plc, Sathapana Bank Plc, Cambodian Commercial Bank Ltd, Bank of China Limited Phnom Penh Branch, Bangkok Bank Public Company Limited Cambodia branch, Booyoung Khmer Bank, Kasikorn Bank Public Company Limited, BRED Bank (Cambodia) Plc, Cambodia Asia Bank Ltd, CIMB Bank Plc, First Commercial Bank Phnom Penh Branch, Mega International Commercial Bank Co. Ltd. Phnom Penh Branch, RHB Indochina Bank Limited, Taiwan Cooperative Bank Phnom Penh Branch, Vattanac Bank, Vietnam Bank for Agriculture and Rural Development Cambodia Branch, SHB Plc Phnom Penh Branch, Foreign Trade Bank of Cambodia, Shinhan Bank (Cambodia) Plc, Krung Thai Bank Public Co Ltd Phnom Penh Branch, Prince Bank Plc, Hattha Bank Plc, AMK Microfinance Institution, WB Finance Co., Ltd., Amret Microfinance Institution, LOLC (Cambodia) Plc, Chip Mong Commercial Bank Plc., SBI Ly Hour Bank Plc, Chief (Cambodia) Commercial Bank Plc, and DGB Bank Plc.#colspan#

Note:

  • KB PRASAC reserves rights to change fee with prior notice to the client as required by law.
  • Other terms and conditions apply.

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