Bakong Payment Service

All customers of member banks and financial institutions of Bakong are able to scan and pay with KB PRASAC’s merchants easily without using physical notes.

Bakong Payment Service is a retail pay system which is allowed all customers to make cash transactions across or within member banks and financial institutions of Bakong. Bakong system is initiated by the National Bank of Cambodia (NBC).

You can install Bakong App and register it on your mobile phone for making below transactions:

  • Fund transfer from Bakong account to Bakong account within same institution or to other institutions
  • Fund transfer from Bakong account to bank account within same institution or to other institutions
  • Scan and pay via QR code at KB PRASAC’s merchants
  • Check balance and Bakong account statement

Transfer Limit

Types of TransferMaximum Limit per DayMaximum Limit per Transaction
Transfer from Account at KB PRASAC to Account at Other BanksKHR 200 million and USD 50,000KHR 80 million or USD 20,000
Transfer from Account at KB PRASAC to Bakong’s Wallet AccountKHR 40 million and USD 10,000KHR 10 million or USD 2,500

Product Features

FeaturesDescriptions
CurrencyKHR and USD
Cash-In#list#
– Transfer from Bakong account to Bakong account
– Transfer from bank account to Bakong account at
KB PRASAC branch office
– Transfer from bank account to Bakong account
via KB PRASAC Mobile and Corporate Banking
– Bakong account top-up at KB PRASAC branch office
Cash-Out#list#
– Cash withdrawal from Bakong account at KB PRASAC
branch office
– Transfer from Bakong account to your account at KB PRASAC,
then make cash withdrawal via KB PRASAC’s ATM
Installation and RegistrationSelf-install Bakong App and self-register on mobile phone
Initial Deposit or Minimum BalanceNot required
Interest Rate0%
Number of TransactionNot limit
Free of Charge#list#
– Transfer from Bakong account to Bakong account
– Transfer from Bakong account to bank account
– Cash-in and cash-out
– Scan and pay
– Registration
– Close account
Bakong’s Members (60 Banks & MFIs)KB PRASAC Bank Plc., ACLEDA Bank Plc.,
Vattanac Bank, Cambodia Post Bank Plc.,
Wing (Cambodia) Limited Specialised Bank,
Sathapana Bank Plc., Foreign Trade Bank of Cambodia,
Canadia Bank Plc., AMK Microfinance Institution Plc.,
Prince Bank Plc., Speed Pay Plc., Chip Mong Commercial Bank Plc., Phnom Penh Commercial Bank, Bank for Investment and Development Cambodia Plc., Phillip Bank Plc.,
Advanced Bank of Asia Ltd, WOORI BANK (CAMBODIA) Plc.,
True Money Cambodia Plc., Chief (Cambodia) Commercial Bank Plc., LOLC (Cambodia) Plc., Hattha Bank Plc., E-money Payment Solution Plc., Cambodian Public Bank Plc., Maybank (Cambodia) Plc.,
Ly Hour Pay Pro Plc., KB Kookmin Bank Cambodia Plc.,
​Shinhan Bank (Cambodia) Plc., Amret Microfinance Institution, iPay88 (Cambodia) Plc., Cool Cash Plc., Cambodia Asia Bank,
Asia Weiluy, B.I.C (Cambodia) Bank Plc., SBI LY HOUR Bank Plc.,
Asia-Pacific Development Bank Plc. (APD Bank),​​ MOHANOKOR Microfinance Institution Plc., Hong Leong Bank (Cambodia) Plc., Oriental Bank Plc., RHB BANK (CAMBODIA) Plc., PI PAY Plc.,
Bongloy Payments PLC., Bred Bank (Cambodia) Plc., Bank of China (Hong Kong) Limited Phnom Penh Branch, Agricultural and Rural Development Bank (ARDB), Cathay United Bank., CIMB Bank Plc., ICBC Phnom Penh Branch, U-Pay Digital Plc., Sacombank (Cambodia) Plc., First Commercial Bank Phnom Penh Branch,
Heng Feng (Cambodia) Bank Plc., Lanton International (Cambodia) Payment Service Plc., J Trust Royal Bank Plc., Panda Commercial Bank Plc., MB Bank (Cambodia) Plc., Union Commercial Bank Plc., DGB Bank Plc., Alpha Commercial Bank Plc., and Dara Sakor Pay Plc.

Note:

  • Customers can cash-in and cash-out of Bakong’s account at KB PRASAC’s branches within Phnom Penh and Takhmao.
  • KB PRASAC reserves rights to change fee with prior notice to the client as required by law.
  • Other terms and conditions apply.

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