Review and analyses cases in the credit committee then make decisions approve, reject/suspense.
Sample check and re-assessment by on-site visit client to make sure the information on the credit file is accurate and reliable before loan approval.
Build a concept of credit risk to branch staff and branch management.
Detect possible fraud within the branch.
Oversight of the implementation of credit officers on credit process and procedures and policy.
Support Branch Manager in delivering all new/changed policies, guidelines, procedures, and memo issued by head office.
Ensure all new/changed policies, guidelines, procedures, and memos are communicated and understood to branch staff.
Maintain /develop client relationships with customers to be high rate satisfactory.
Assist and support Branch Manager in oversight of customer service by branch staff.
At the end of each branch visit, submit a summary of the findings at the branch to the branch staff indicating the main strengths and weaknesses.
Other tasks assigned by management.
Key Selection Criteria and Qualification:
Bachelor’s degree or equivalent in Finance, Economics, or others related fields.
Minimum of one year of lending experience.
Well, understand about credit policy and procedure.
Can make decisions independently base on policy and procedure.
Well, understand about behaviors of borrowers.
Strong analytical and interpretation related to credit, operational risk, economic sectors, and environmental effects to KB PRASAC Bank.
Excellent Excel spreadsheet, and analytical skill.
Good at English speaking, writing and listening.
Good integrity, positive attitude, helpfulness, high commitment, competence, and motivation.
Experiences related to credit assessment, credit control, credit supervisor, and other risk related.
Interested candidates are requested to fill Employment Application Form and attach the relevant documents including 4X6 photos (01 sheet), family book, birth certificate, National ID card and other diplomas (photocopies only) to the Head Office in Phnom Penh, located at № 212, St. 271, Toul Tumpung 2, Chamkarmorn, Phnom Penh or by E-mail: recruitment@kbprasacbank.com.kh or Scan QR code to Apply.
Note: For more information, please contact via phone: 023 962 062 / 081 233 697. Only shortlisted candidates will be contacted via phone for writing test or interview.
Support branches on how to deal with customers and book disputed transaction entries in system.
Carry out check on the completeness and accuracy of related documents before posting the transaction in system.
Transfer to desk tellers from super desk teller.
Transfer from Bakong Settlement to Current Account via super desk teller.
Reconcile Bakong Settlement and Settlement account bank reconciliations are done properly in good record.
Adjustment for CSS, FAST, RFT and Bakong transactions.
Keeping financial information confidential.
Refund disputed transactions.
General correspondence with other Financial Institutions to investigate and enquiry Disputed Transaction.
General correspondence with other Financial Institutions to refund Disputed Transaction.
Other tasks as assigned by Manager.
Key Selection Criteria and Qualification:
Bachelor degree in Accounting or Finance or any related degree.
At least 3 years’ experience in accounting management, micro-finance sector.
Good understanding of banking and accounting legislation, financial accounting principles and procedures.
Excellent understanding and practice of the Flexcube system.
Excellent computer skills (incl. Flexcube core banking System, Word, Excel and PowerPoint on Microsoft Office) and willingness to learn new software systems.
Good understanding of micro-finance operations.
Good ability to speak and write English.
High motivation and ability to perform tasks without close supervision.
Interested candidates are requested to fill Employment Application Form and attach the relevant documents including 4X6 photos (01 sheet), family book, birth certificate, National ID card and other diplomas (photocopies only) to the Head Office in Phnom Penh, located at № 212, St. 271, Toul Tumpung 2, Chamkarmorn, Phnom Penh or by E-mail: recruitment@kbprasacbank.com.kh or Scan QR code to Apply.
Note: For more information, please contact via phone: 023 962 062 / 081 233 697. Only shortlisted candidates will be contacted via phone for writing test or interview.
Implement and follow the guidelines on how to keep customer loyalty with KB PRASAC.
Cooperate with related departments to support direct marketing activities of the branches.
Analyses the needs of the customer needs.
Perform training and refreshment courses for commercial branch staff.
Monitor the results of the sales activities of the branch staff on fee-based services.
Develop and communicate adequate fee-based sales strategy for the client related staff.
Produce guidelines on how to find new customers to use KB PRASAC’s products/fee-based services.
Giving advice to improve the selling strategy to achieve the sales target to all branch level.
Ensure that selling guidelines are implemented promptly by the related staff and branch level.
Ensure all related staff and branch level on guidelines on how to keep customer loyalty.
Develop techniques to earn customer`s loyalty.
Develop activities in order to support all branch levels on direct marketing activities.
Support branch level on direct selling activities.
Key Selection Criteria and Qualification:
BA in Finance and Banking or related field.
Minimum 5 years of sales experience in banking or financial institution.
Good communication skills and a strong understanding of customer behavior.
Strong analytical and managerial skills.
Ability to develop adequate measures and action plans in order to comply with set targets.
History of strong achievement of sales performance.
Ability to perform training for staff within the branch network system.
Good knowledge of the English language.
High personal integrity, morality, and prudence and maintain confidentiality with sensitive customer and internal information.
Willingness frequently to travel to the wide branch network offices.
Enthusiastic and committed approach with a track record of building strong, trusted base. relationships with colleagues at all levels to work in a team spirit.
Interested candidates are requested to fill Employment Application Form and attach the relevant documents including 4X6 photos (01 sheet), family book, birth certificate, National ID card and other diplomas (photocopies only) to the Head Office in Phnom Penh, located at № 212, St. 271, Toul Tumpung 2, Chamkarmorn, Phnom Penh or by E-mail: recruitment@kbprasacbank.com.kh or Scan QR code to Apply.
Note: For more information, please contact via phone: 023 962 062 / 081 233 697. Only shortlisted candidates will be contacted via phone for writing test or interview.
Conduct review loan and reassessment on client status such as client’s business status, client’s deb, collateral value evolution and other variance that affect to loan quality based on plan and supervise.
Select loan review based on criteria and loan overdue occurred.
Onsite visit branch and client if necessary or required.
Verify the appropriate of loan provided such as loan condition, loan comply to policy, support document.
Oversight the implementation of credit assessment at branch level for evaluate credit compliance.
Find out the root causes of risk exposed and analyze portfolio quality for the future impaction to management.
Recommendation on existing loan reviewed to maintain loan quality proactive for NPL.
Follow up the report responding by branch manager.
Key Selection Criteria and Qualification:
Bachelors/ Master’s degree or equivalent in Finance, Economics or Another quantitative field.
Strong knowledge of the principles of lending.
Experience as Credit Review or any relevant to credit controlling.
Good technical knowledge of MS Office products (Excel, Word, others).
Broad knowledge of work methods and credit methodology of the institution.
Broad knowledge of policies, procedures and credit processes.
Knowledge of target segment, institution’s coverage area and work zones.
Strong knowledge in English.
Proactive, flexible and a good team player.
Ability on problem solving and good communication skills.
Good behavior, committed and disciplined.
Interested candidates are requested to fill Employment Application Form and attach the relevant documents including 4X6 photos (01 sheet), family book, birth certificate, National ID card and other diplomas (photocopies only) to the Head Office in Phnom Penh, located at № 212, St. 271, Toul Tumpung 2, Chamkarmorn, Phnom Penh or by E-mail: recruitment@kbprasacbank.com.kh or Scan QR code to Apply.
Note: For more information, please contact via phone: 023 962 062 / 081 233 697. Only shortlisted candidates will be contacted via phone for writing test or interview.
